Author Archives: ahotFImess

It’s been nearly a year since my last post. Where am I now? I’ve jumped 2 jobs to make less salary than the first job I left, but the potential to earn more. The biggest improvement is I’m loving my day job! The money is comfortable and the flexibility is phenomenal. Enough about that though.Continue reading “Was 2021 a mess?”

A quick online search search brings up this “messiness – a state of confusion and disorderliness”. Yup, that sounds about right. The world seems to be in a state of confusion is a post Trump, COVID laden, contradiction overwhelming era. Being true to the overall theme of 2020-2021 I’m full of contradictions and cautious uncautiousnessContinue reading “Stock Market Messiness”

I didn’t grow up in Church, even though I’m from “The Bible Belt”. I didn’t really start looking for religion until my son was born. As a gazed down at my perfect infant human being 5 weeks early and still perfectly healthy, I thanked God for his work. I knew I had been blessed beyondContinue reading “Faith and FI”

I’m sitting here contemplating the “worth” of my streaming service. I can live without a paid service. There are many free options. In addition, I personally get a lot of benefit from Amazon prime shipping and consider the Video, Books, and Music services “free” to me. AT THE SAME TIME, I spent $120 on newContinue reading “SleepMask Mess”

I was suppose to be in Athens, GA at 9am. Where am I at 8:35? My main office with lunch box and bags in tow. I totally screwed that up and showed up to work like normal. I completely forgot about my meeting and was 20 mins late. It’s a nasty dreary rainy day andContinue reading “Fear of my Career Fail”

One of really big struggles is my overall health. I don’t come from “good healthy genes”. My husband does and I pray my son got that from him as well! My family has a history of mental health causing physical health issues. I have drug and alcohol abuse, diabetes, and cancer genes flowing through myContinue reading “My health is a Mess”

There are many ways to get a positive net worth, earn big, pay little to other, and a combination approach like me! I did it today. My PERSONAL net worth went from negative to positive by a whole $200! That may change by the end of the month, but my goodness does it feel goodContinue reading “First FI Marker – Positive Net Worth”

Here I am ruthlessly pursuing debt repayment. However, my natural spending habit is a BEAST! I went to get Valentine’s gifts for my family. 10 gifts = $200! What just happened?!!??! Ahhhhhhhh real money monsters! The other side of the coin is I’ve been working so much I didn’t have time to “shop” and justContinue reading “Work? Life? Balance?”

My husband is a natural saver, bless his heart. We have kept our financials mostly separate over the years, there is less arguments when the only balance you have to keep is your own. We do split the bills 50/50 though. I manage the bill payments and auto draft (obviously I can spend on ANYTHING).Continue reading “My husband in my financial mess”

So I had a debt snowball plan. I’ve been pushing over $1000/mo towards paying down my consumer debt. I’ve also been pushing $1000/mo to my 401k and 529 plans. I’m a hybrid between being debt free and just starting with investment. I’m basically frozen in my tracks because I don’t know which is better andContinue reading “Debt payoff overload”