Was 2021 a mess?

It’s been nearly a year since my last post. Where am I now? I’ve jumped 2 jobs to make less salary than the first job I left, but the potential to earn more. The biggest improvement is I’m loving my day job! The money is comfortable and the flexibility is phenomenal. Enough about that though. How are my finances you ask? Net neutral is the best way to put it. My wonderfully owned home has almost doubled in value. My investment real estate property has doubled in value. The rental income hit its stride as everyone clamored to vacation. Net worth is looking closer to the double zero club! Now, my vacation was as wildly expensive as it has ever been and with the space between jobs, I put more on credit than I was able to pay off at once. I’ve recently consolidated my credit card debt and got the interest down below a mortgage rate! I’ve still for close to $20,000 combined debt. Student loans are still deferred interest-free, so I’ve left those alone. They are under $10,000. I plan to pay $2,000 per month and have everything paid off in 2 years. Sounds reasonable, but Christmas is around the corner and my love language is gifting with very little craft or cooking talent! 😬 I’ll keep you posted!