Here I am ruthlessly pursuing debt repayment. However, my natural spending habit is a BEAST! I went to get Valentine’s gifts for my family. 10 gifts = $200! What just happened?!!??! Ahhhhhhhh real money monsters! The other side of the coin is I’ve been working so much I didn’t have time to “shop” and just grabbed what I could find quickly. Overtime = cash to pay debt = no time for home = overspending. There is NO winning this game!